Wholly owned by The Salvation Army

Landlord Insurance

Providing unrivalled peace of mind for property owners with tenants.

Landlord insurance to protect your investment.

Have you ever considered what might happen if your rental home was damaged, your furniture or fittings were stolen, or your tenants injured themselves while living in the property?

In the UK, landlords are not under any legal obligation to take out specialist building and/or contents cover. But we think it’s vital to have protection in place in case the worst happens. (Plus, many mortgage providers will want to see that you have arranged an insurance policy before you start taking on tenants.)

Sagic has been providing tailored landlord insurance products since 1909. Choose us, and you won’t just benefit from a responsive, highly personal service, you’ll also be partnering with one of the oldest ethical insurers in the UK. We’re owned by The Salvation Army, and our profits often support vital community projects up and down the country – which means our products and services are truly changing people’s lives every day.

What do our landlords insurance policies cover?

Buildings Insurance
Contents Insurance
Buildings & Contents Insurance
Landlords Buildings insurance covers:
Loss or damage to the buildings of your property (including garages)
Accidental damage to underground pipes and cables
Accidental breakage of fixed glass, ceramic hobs 
and sanitary ware
Alternative accommodation or loss of rent following insured damage
Trace and access to find an escape of water from any fixed water or heating installation
Public liability
Employers’ liability
Landlords Contents insurance covers:
Loss or damage to the contents of your property, including in garages
Accidental damage to glass in furniture and mirrors
Replacement locks and keys if your keys are accidentally lost or stolen
Contents (including trees, shrubs, plants and flowers) in the garden
Tenant’s liability for damages to property
Buildings:
Loss or damage to the buildings of your property (including garages)
Accidental damage to underground pipes and cables
Accidental breakage of fixed glass, ceramic hobs and sanitary ware
Alternative accommodation or loss of rent following insured damage
Trace and access to find an escape of water from any fixed water or heating installation
Public liability
Employers’ Liability
Contents:
Loss or damage to the contents of your property including in garages
Accidental damage to glass in furniture and mirrors
Replacement locks and keys if your keys are accidentally lost or stolen
Contents (including trees, shrubs, plants and flowers) in the garden
Tenant’s liability for damages to property
Ready to get your landlord insurance quote?
Get a quote

Additional benefits

All our landlord insurance policies also include the following as standard:
Fire, smoke, explosion, lightning and earthquake cover
Storm and flood cover
Theft or attempted theft
Riot and civil commotion, strike, labour or political disturbance
Malicious damage and vandalism
Subsidence or landslip causing the building or part of it to collapse
Escape of water or oil from any fixed water or heating installation or domestic appliance
Impact involving an aircraft, a train, vehicle or animal
Public liability

Optional extras

Choose only one option or a combination of extras to fully customise your landlord insurance policy.
Accidental damage: Additional cover for damage to your buildings and / or contents covering events such as accidentally dropping a TV or damaging a washing machine

Your home insurance comes with

10 months 0% APR
NO amendment fees
NO credit card charges
NO cost for postal confirmations

Need to make a claim?

Please contact our office on
0300 030 1865
Our opening hours are 9am – 5pm, Monday – Friday, excluding bank holidays.

Outside these hours there is a 24-hour Emergency Helpline available on the same number.

For all home emergency claims, please call 01444 442800.

Alternatively, please email claims@sagic.co.uk

Exclusive discounts 
for members of
The Salvation Army

As an insurance company that’s wholly owned by The Salvation Army, we’re delighted to offer exclusive deals to employees, officers, and soldiers of this world-renowned organisation.

Make sure you mention your affiliation when you contact us to access up to 20% off your landlord insurance policy.
Find out more

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