Comprehensive and customisable home insurance to shield you from the unexpected.
Subsidence: Subsidence or landslide causing the building or part of it to collapse
Theft: Includes anything that is stolen from inside the home, from jewellery to your favourite gadgets. Also covers attempted theft.
Somewhere to stay: Alternative accommodation or loss of rent following insured damage.
Protection against injuries: Employers’ liability if you are held liable for injury to domestic employees, such as cleaners.
General wear and tear: Damage that has occured slowly over time. For example, rot and rust.
Negligence: Failure to take proper care of something, or it was faulty to start with. Plus, deliberate damage or criminal acts by any member of the household.
Computer failure: Any mechanical or electrical breakdown.
Fences and gates: Damage to fences, gates or hedges from a storm.
Pet damage: Pet-related incidents, such as damaged carpets or pest infestations.
Motor vehicles: Includes mobility scooters and e-scooters, and their contents.
This cover is for individual items worth more than £5,000. Our standard contents cover includes protection for up to £30,000 of valuables with a maximum item value of £5,000.
Valuables include jewellery, watches, items made of gold, silver, or other precious metals, musical instruments and equipment, photographic equipment, spectacles, works of art, antiques, stamps, coins and medal collections.
Cover against theft, loss, or accidental damage for items worth less than £2,000 that you take away from home, such as jewellery, watches and portable electronics.
Extended (over £2,000) single-item cover is available for specified items under personal possessions.
The cost of home insurance is determined by several factors. These can include:
At sagic, you’ll benefit from affordably priced home insurance that’s tailored to your needs. Plus, your cover is backed by a friendly, responsive service.
Read your policy book: Check that the loss or damage to your property is covered under your home insurance policy.
Prepare all the relevant information: Ensure you have your policy number, the date of the incident and the details of the damage ready.
Contact us: Get in touch with a friendly member of our customer service team and they will support you with your home insurance claim.
Opening hours are 9am - 5pm, Monday – Thursday and 9am - 4pm, Friday, excluding bank holidays.
Outside these hours there is a 24-hour Emergency Helpline available on the same number.
For all home emergency claims, please call 01444 442800.
Alternatively, please email claims@sagic.co.uk
Yes, there are some restrictions you need to be aware of. This includes things like specifying any personal possession worth more than £2,000 on the policy, and the maximum amount payable for theft from outbuildings or garages being £5,000.
Read the full restrictions here.
