Wholly owned by The Salvation Army

Home Insurance

Tailored home insurance cover for homeowners, tenants and landlords who want to help deliver critical support to our communities while protecting their biggest asset.

Home insurance that helps others.

As one of the oldest operating ethical insurance providers in the country, sagic has been changing lives since 1909.

Alongside providing comprehensive home insurance policies to cover your every need, we ensure our profits are used to provide financial backing to many of the great causes supported by The Salvation Army.

Choose us, and you’ll not only receive competitively priced home insurance cover backed by a friendly, responsive service – you’ll also get peace of mind that your money is being used to improve the lives of millions of people across the UK.

What do our home insurance policies cover?

Buildings Insurance
Contents Insurance
Buildings & Contents Insurance
Home Buildings insurance covers:
Loss or damage to the buildings of your home (including garages)
Accidental damage to underground pipes and cables
Accidental breakage of fixed glass, ceramic hobs and sanitary ware
Alternative accommodation or loss of rent following insured damage
Replacement locks and keys if your keys are accidentally lost or stolen
Trace and access to find an escape of water from any fixed water or heating installation.
Property owner’s liability
Home emergency cover
Contents insurance covers:
Loss or damage to the contents of your home including in the garden and in garages
Accidental damage to glass in furniture and mirrors
Tenant’s liability for damages to property you are held liable for under your tenancy agreement
Loss or damage to freezer food
Students’ belongings whilst they are away living in student accommodation
Employers’ liability if you are held liable for injury to domestic employees
Buildings:
Loss or damage to the buildings of your home (including garages)
Accidental damage to underground pipes and cables
Accidental breakage of fixed glass, ceramic hobs and sanitary ware
Alternative accommodation or loss of rent following insured damage
Replacement locks and keys if your keys are accidentally lost or stolen
Trace and access to find an escape of water from any fixed water or heating installation
Property owner’s liability
Contents:
Loss or damage to the contents of your home including in the garden and in garages
Accidental damage to glass in furniture and mirrors
Tenant’s liability for damages to property you are held liable for under your tenancy agreement
Loss or damage to freezer food
Students’ belongings whilst they are away living in student accommodation
Occupiers and personal liability
Employers’ liability if you are held liable for injury to domestic employees
Ready to get your home insurance quote?
Get a quote

Summary of cover

All our home insurance policies include the following as standard:
Fire, smoke, explosion, lightning and earthquake cover
Storm and flood cover
Theft or attempted theft
Riot and civil commotion, strike, labour or political disturbance
Malicious damage and vandalism
Subsidence or landslip causing the building or part of it to collapse
Escape of water or oil from any fixed water or heating installation or domestic appliance
Impact involving an aircraft, a train, vehicle or animal
Falling trees, branches, telegraph poles or lamp post and the cost of removing any that cause damage to the home

Optional extras

Choose only one option or a combination of extras to fully customise your home cover
Accidental damage cover for damage to your buildings and / or contents covering events such as accidentally dropping your TV or putting your foot through the ceiling whilst in the loft
Personal possessions, aka insuring items you take away from the home for theft, loss or accidental damage
Freezer foods (more than the standard cover)
Sport equipment/pedal cycles
Family legal protection with a 24-hour legal helpline and costs up to £50,000
£500 worth of cover for loss of money or fraudulent use of your credit / debit card

Your home insurance comes with

10 months 0% APR
NO amendment fees
NO credit card charges
NO cost for postal confirmations

Work out the value of your contents

If you’re not sure how much your home and/or personal possessions are worth, use our handy calculators to generate estimates that you can use to create an accurate quote.
Contents Value Calculator

Exclusive discounts 
for members of
The Salvation Army

As an insurance company that’s wholly owned by The Salvation Army, we’re delighted to offer exclusive deals to employees, officers, and soldiers of this world-renowned organisation.

Make sure you mention your affiliation when you contact us to access up to 20% off your home insurance policy.
Find out more

Download our Home Insurance Documents

Are you a new customer? 

If you’re looking to buy home insurance from sagic, you can read our latest policy documents for more information on the cover provided.
Are you an existing customer?
To review the cover provided under your existing policy with sagic, please visit our portal.
Sign in to see your documents
If you cannot access your online documents through our portal and require a copy, please contact us on 0300 030 1865.

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